Hi I’m Dimuthu!
I’m on a mission to provide seamless, supportive mortgage broking, combining banking expertise and personalisation to help you achieve your property goals.
MY PROFESSIONAL BACKGROUND
From banking expertise to supporting your path to home ownership success.
My journey began in 2002 when I migrated to Australia from Sri Lanka and chose to call this beautiful country home after completing my bachelor’s degree. Since then, I have worked across various industries, such as hospitality, retail, and banking, gaining a diverse and comprehensive understanding of customer needs and financial management.
Starting as a Bank Manager, I ensured exceptional service while overseeing branch operations. This role provided me with invaluable insights into the intricacies of financial management and the importance of personalised solutions.
Driven by a passion for helping others achieve their dreams, I transitioned into the role of Home and Investment Lending Manager, specialising in assisting small business clients. Guiding over 1,000 customers through their financial journeys, I have honed my skills in conducting need-based conversations and providing tailored solutions.
My mission is clear: to simplify your financial journey by offering accessible solutions for first-time home buyers, seasoned investors, and small business owners. With personalised support and a commitment to your success, I’m here to empower you at every step.
THE TRANSITION TO MORTGAGE BROKING
As a father of two teenagers, I'm now taking on a new challenge: helping Australians achieve the "Great Australian Dream" of home ownership.
My transition to mortgage broking stemmed from a commitment to offering personalised and flexible financial solutions. While working in banking, I noticed clients often faced challenges with rigid processes and generic advice. I aimed to fill this gap by focusing on individual needs and long-term financial goals.
As a mortgage broker with a banking background, I provide a holistic approach to mortgage and other financial needs. My objective is to simplify the home buying journey, ensuring accessibility and clarity for all clients, whether you’re a first-time buyer, seasoned investor, or small business owner.
TAKING CARE OF YOUR HOME LOAN
Comprehensive Home Loan Support from Home Loan Care A to Z
Managing your mortgage responsibly is crucial for your financial stability and your family’s well-being. Have you planned the steps needed to effectively handle your home loan?
For many Australians, a mortgage is their largest financial commitment. At Home Loan Care A to Z, we provide personalised strategies to optimise your home loan based on your financial situation.
Our approach aims to safeguard your financial health and guide your family towards a debt-free future by retirement.
Through prudent mortgage management, we aim to reduce financial strain and ensure a secure and prosperous future for you and your loved ones.
EXPERT MORTGAGE ADVISER
Advising you on your mortgage needs.
Your mortgage journey begins with a complimentary, no-obligation conversation that takes an in-depth look at your personal circumstances. You might be joining the property ladder for the first time, taking the next rung up, or taking a step back down. Or perhaps you want to release equity or improve your financial position.
Whatever your situation, with over a decade of experience in the retail banking and finance industry, I’m here to provide expert advice and support tailored to your needs.
Rich Banking Background
Benefit from extensive retail banking and finance expertise developed through over a decade as a Bank Manager and Home and Investment Lending Manager.
Personalised Solutions
Experience personalised advice and strategies crafted through detailed, needs-based conversations, ensuring alignment with your unique financial objectives.
Empowering Education
Gain confidence and understanding with comprehensive resources, including guides and personalised consultations aimed at demystifying the mortgage process and investment strategies.
Nationwide Reach, Local Insight
Access nationwide services supported by local market knowledge, ensuring tailored advice and solutions no matter where you are located.
Small Business and Investment Focus
Receive specialised support for small business owners and investors, leveraging expertise in business financial verification, home equity utilisation, and investment optimisation.
OUR SPECIALITY
Specialist in analysing business financials
As a Home Loan Specialist, I have extensive experience assisting small business owners, including sole traders, partnership owners, and business owners with companies and trusts.
I specialise in navigating the complexities of their financials to secure home loan approvals.
My step-by-step process begins with:
- An initial appointment to understand your home ownership goals and the structure of your business.
- We then gather detailed information about your personal financial position and business financial structures.
- Assess your borrowing capacity to provide you with a pre-approval, ensuring you have peace of mind that your finances are in order to purchase your dream home.
Let Home Loan Care A to Z assist you on your home buying journey, making the process smooth and stress-free.
HOW I HELP YOU
Empowering your mortgage journey
Discover how I tailor solutions for first home buyers, investors, and small business owners to achieve their financial dreams.
Setting Up Savings Plans
I’ll help you establish a savings plan tailored to your financial situation, ensuring you’re prepared for the costs associated with buying your first home.
Home Buying Education
From understanding the market to the step-by-step process of purchasing a home, I’ll provide the education you need to make informed decisions.
Pre-approvals
Ensuring you’re pre-approved for a mortgage is crucial. I’ll guide you through this process, setting you up for success.
Comprehensive Assistance
From start to finish, I’ll be with you every step of the way, making the home buying journey as smooth as possible.
Equity Utilisation
Learn how to leverage the equity in your current home to invest in additional properties.
Future Financial Goals
We’ll have in-depth conversations about your long-term financial goals, particularly focusing on your retirement plans.
Mortgage Strategies
I’ll share strategies to help you pay off your mortgage sooner, reduce interest payments, and make the most of offset facilities.
Income Verification
As an expert in assessing business financials, I can help you navigate the complexities of verifying income for mortgage applications.
Home Buying Success
I’ll set you up for success with tailored advice and support throughout your home buying journey, whether it’s your first property or an investment.
CONTACT US
Make your mortgage dreams a reality
Get in touch with me and find the right lending solution for you
Connect with me on social media
I’m all ears!
Schedule an online appointment and let’s have a chat about what you need and how I can help.
