Mortgage advice that opens new doors
With over 10 years in banking and finance, I offer personalised mortgage solutions to simplify your home buying journey.
ABOUT ME
Guiding your home ownership journey with expert advice from start to finish.
Welcome to Home Loan Care A to Z. My name is Dimuthu Hathurusinghe, and I am dedicated to genuinely caring for my clients’ financial well-being while assisting with their lending needs. I believe in connecting deeply with my clients, understanding their financial goals, and crafting personalised strategies to help achieve them.
My journey to where I am today began when I came to Australia as a student over 20 years ago. Over the years, I faced many struggles and worked my way up, gaining invaluable experiences along the way. This personal journey has given me a unique perspective and the ability to relate to the experiences of the thousands of clients I’ve had conversations with in my previous banking roles.
At Home Loan Care A to Z, I am here to help make your home buying journey as smooth and stress-free as possible, while always prioritising your financial well-being. Let’s work together to turn your dream of owning a home in Australia into a reality.
MORTGAGE SERVICES
Your partner for home loans, commercial loans, small business financial solutions, and personal asset finance
At Home Loan Care A to Z, we help you find a home loan suited to your needs from our panel of lenders and provide a range of financial services to support your diverse needs. Whether you’re a start-up needing business loans, temporary overdrafts, or asset finance for new vehicles, tools, and machinery, we offer solutions tailored to you. Additionally, we assist with personal finance for new or used cars, helping you access the resources to achieve your goals. With personalised strategies and expert guidance, we are committed to assisting you in managing your finances effectively and confidently.
First Home Buyers
Secure your mortgage with end-to- end support and guidance.
Owner-Occupied Loans
Tailored mortgage solutions for home buyers and families.
Refinancing
Refinance your mortgage with confidence and expert support
Investment Mortgages
Grow your portfolio with customised investment property loans
Asset Finance
Secure your assets with flexible financing solutions tailored to you
Commercial Loans and SMSF Lending
Reach out to all your Business and SMSF lending needs
EXPERT MORTGAGE ADVISER
Advising you on your mortgage needs.
Your mortgage journey begins with a complimentary, no-obligation conversation that takes an in-depth look at your personal circumstances. You might be joining the property ladder for the first time, taking the next rung up, or taking a step back down. Or perhaps you want to release equity or improve your financial position.
Whatever your situation, with over a decade of experience in the retail banking and finance industry, I’m here to provide expert advice and support tailored to your needs.
Rich Banking Background
Benefit from extensive retail banking and finance expertise developed through over a decade as a Bank Manager and Home and Investment Lending Manager.
Personalised Solutions
Experience personalised advice and strategies crafted through detailed, needs-based conversations, ensuring alignment with your unique financial objectives.
Empowering Education
Gain confidence and understanding with comprehensive resources, including guides and personalised consultations aimed at demystifying the mortgage process and investment strategies.
Nationwide Reach, Local Insight
Access nationwide services supported by local market knowledge, ensuring tailored advice and solutions no matter where you are located.
Small Business and Investment Focus
Receive specialised support for small business owners and investors, leveraging expertise in business financial verification, home equity utilisation, and investment optimisation.
OUR COMMITMENT
Tailored home loan and financial solutions designed for your needs
At Home Loan Care A to Z, we offer comprehensive support for your home loan needs, focusing on your financial well-being and stability. Our personalised strategies are crafted to suit your individual requirements, guiding you through every step of your home loan journey with confidence. Our aim is to reduce your financial burden and support your path to a secure future, ensuring a stable and prosperous life for you and your family. Let’s collaborate to achieve your dream of home ownership.
OUR SPECIALITY
Specialist in analysing business financials
As a Home Loan Specialist, I have extensive experience assisting small business owners, including sole traders, partnership owners, and business owners with companies and trusts.
I specialise in navigating the complexities of their financials to secure home loan approvals.
My step-by-step process begins with:
- An initial appointment to understand your home ownership goals and the structure of your business.
- We then gather detailed information about your personal financial position and business financial structures.
- Assess your borrowing capacity to provide you with a pre-approval, ensuring you have peace of mind that your finances are in order to purchase your dream home.
Let Home Loan Care A to Z assist you on your home buying journey, making the process smooth and stress-free.
Home Loan Care A to Z: Explore comprehensive mortgage and financial solutions tailored to your needs.
YOUR CONCERNS AND CHALLENGES
Addressing your concerns and challenges with personalised support, trust and proven success
I prioritise understanding and assisting with your concerns, offering trust and personalised solutions tailored to your mortgage needs and challenges.
Start saving early, set a budget, and look into government grants and schemes that can help first-time buyers.
Familiarise yourself with different loan options, such as fixed-rate, variable-rate, and interest-only loans, to find what suits you best.
Your credit score impacts your borrowing power and interest rates. Check your score and take steps to improve it if necessary.
Consider your long-term needs, the property’s location, and the potential for future growth. Don’t rush into a decision.
Avoid overextending your budget, not getting pre-approval, and neglecting to read the fine print of your loan agreement.
I can help you with strategies to leverage home equity for purchasing additional properties.
I can help you understand the tax benefits and liabilities associated with investment properties.
I can provide you with insights on market trends, rental yields, and the potential for capital growth.
I offer effective strategies for managing debt and optimising loan structures.
CUSTOMER TESTIMONIALS
What my customers are saying
CONTACT US
Make your mortgage dreams a reality
Get in touch with me and find the right lending solution for you
Connect with me on social media
I’m all ears!
Schedule an online appointment and let’s have a chat about what you need and how I can help.
